Bluegrass Check Advance makes it quick and easy to get you approved.

How Do Payday Loans Work

  1. Fill Out an Application
  1. Receive a Lending Decision
  1. If Approved, Get Your Cash
Bluegrass Check Advance makes it quick and easy to get you approved for a payday loan, so you can get back to the important things.

Visit us to see what you’re approved for! Need your money fast? Jumpstart your application process by starting your application online.

Application … Approval … Payment!

Loan Approval

If you have an upcoming round of bills or your rent is due, and you just emptied your bank account getting your car fixed or replacing your cell phone after the screen cracked, we’ve got you covered. Don’t let your bills lapse and don’t do without your daily necessities just because payday is a week or two away!

Apply Now for a Payday Loan at Bluegrass Check Advance so you can get fast cash and cover your necessary expenses.

What Is A Payday Loan?

A payday loan, otherwise known as a cash advance or payday advance, is a short-term loan, generally for $500 or less, that you’ll pay back on your next payday. It provides you with the cash you need now using your payroll or checking account as collateral. These loans are designed to cover short-term financial obligations.

What You Need

Requirements For Approval

We make it as easy as possible for you to get approved for a loan, however, like all lenders, there are some basic eligibility requirements that you must meet in order to get approved.

When applying for a payday or title loan, we require the following information:

Identification

  • Driver’s License
  • Your Social Security Card
  • Piece of Mail To Verify Address

Proof Of Income

  • Most Recent Paystub

Banking Information

  • 30-60 Day Transaction History Or Bank Statements

How It Works

FAQs

 

We want to keep you informed and provide answers to whatever questions you may have. Below are the most common questions, but if you have any other questions, don’t hesitate to call us. If you’re ready to get started, fill out our quick online application by clicking the button below!

Payday Loans

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What Is A Payday Loan?

A payday loan, otherwise known as a cash advance or payday advance, is a short-term loan, generally for $500 or less, that you’ll pay back on your next payday. It provides you with the cash you need now using your payroll or checking account as collateral. These loans are designed to cover short-term financial obligations.

How do I get a Payday Loan?

To get a Payday Loan, you must first fill out an application in one of our store front locations or you can apply online. Below is the information we require to approve your Payday Loan: Driver’s License, Social Security Card (or proof of SSN), Most Recent Bank Statement or Transaction History, Debit Card, Most Recent Paystub , Piece of Mail to Verify Address

When will my Payday Loan be due?
Your Payday Loan will be due on your next pay day, which will correlate with your pay cycle.
Where can I get a Payday Loan?

Come by any of our convenient store front locations. Click here to see which store is closest to you!

How much will I owe on my due date?
You will owe the principal amount plus fees. Example: If you borrow $500 (principal amount) the fee on that amount is $86. You will owe $586 on your due date. We accept cash and ACH payments from your bank account as forms of payment to repay your loan. 

How It Works

Loan Rates And Fees

Below you will find payday loan rates and terms for Kentucky. If you have any questions do not hesitate to contact us.

Payday Loan Rates

Maximum Loan Amount

The maximum loan amount in Kentucky is $500.
The fee schedule below is for a 14 day loan.

Loan Amount
$50.00
Fee
$8.50
Database Fee
$1.00
Total
$59.50
APR
495.36%
Loan Amount
$75.00
Fee
$12.75
Database Fee
$1.00
Total
$88.75
APR
477.98%
Loan Amount
$100.00
Fee
$17.00
Database Fee
$1.00
Total
$118.00
APR
469.29%
Loan Amount
$125.00
Fee
$21.25
Database Fee
$1.00
Total
$147.25
APR
464.07%
Loan Amount
$150.00
Fee
$25.50
Database Fee
$1.00
Total
$176.50
APR
460.60%
Loan Amount
$175.00
Fee
$29.75
Database Fee
$1.00
Total
$205.75
APR
458.11%
Loan Amount
$200.00
Fee
$34.00
Database Fee
$1.00
Total
$235.00
APR
456.25%
Loan Amount
$225.00
Fee
$38.25
Database Fee
$1.00
Total
$264.25
APR
454.80%
Loan Amount
$250.00
Fee
$42.50
Database Fee
$1.00
Total
$293.50
APR
453.64%
Loan Amount
$275.00
Fee
$46.75
Database Fee
$1.00
Total
$322.75
APR
452.69%
Loan Amount
$300.00
Fee
$51.00
Database Fee
$1.00
Total
$352.00
APR
451.90%
Loan Amount
$325.00
Fee
$55.25
Database Fee
$1.00
Total
$381.25
APR
451.24%
Loan Amount
$350.00
Fee
$59.50
Database Fee
$1.00
Total
$410.50
APR
450.66%
Loan Amount
$375.00
Fee
$63.75
Database Fee
$1.00
Total
$439.75
APR
450.17%
Loan Amount
$400.00
Fee
$68.00
Database Fee
$1.00
Total
$469.00
APR
449.73%
Loan Amount
$425.00
Fee
$72.25
Database Fee
$1.00
Total
$498.25
APR
449.35%
Loan Amount
$450.00
Fee
$76.50
Database Fee
$1.00
Total
$527.50
APR
449.01%
Loan Amount
$475.00
Fee
$80.75
Database Fee
$1.00
Total
$556.75
APR
448.70%
Loan Amount
$500.00
Fee
$85.00
Database Fee
$1.00
Total
$586.00
APR
448.43%

Bowling Green


1563 31W Bypass
Bowling Green, KY 42104
(270) 842-5252

Glasgow


810 W Main Street
Glasgow, KY 42141
(270) 629-5717

Leitchfield


410 William Thomason Byway
Leitchfield, KY 42754
(270) 259-0047

Russellville


669 N Main Street #B
Russellville, KY 42276
(270) 725-5155

Franklin


507 N Main Street
Franklin, KY 42134
(270) 586-8233

Hopkinsville


2311 Fort Campbell Blvd
Hopkinsville, KY 42240
(270) 885-0111

Powderly


121 Copper Creek Drive
Powderly, KY 42367
(270) 377-3646

Madisonville


100 Madison Square Dr
Madisonville, KY 42431
(270) 821-1616